Let's Demystify Insurance - How to navigate insurance in CPG
Danielle Holyoake, COO and co-founder of Amelia Risk, explains the critical insurance requirements for CPG brands, emphasizing that product liability is the foundational policy while clarifying that recall and umbrella policies serve distinct, specific functions. She details the broker's role as a brand advocate who negotiates coverage and limits, helping founders navigate complex retailer requirements and avoid gaps in protection. The discussion covers the nuances of workers' compensation, D&O insurance for venture-backed companies, and the importance of choosing a specialized broker who understands the CPG landscape.